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That's the point at which many people consider taking money out of their employer-sponsored (k) plan accounts through either a loan or distribution. But. How much money can I get? You can have a maximum of $10, owing in part-time Canada student loan. If you make a payment, you can receive additional part. Personal loans provide you fast, flexible access to funds that can be used for many major life events, expenses or consolidating debt, all with one fixed. The government does not offer "free money" for individuals. Federal grants are typically only for states and organizations. But you may be able to get a. The amount you request when applying for a personal loan should be limited to your actual needs since borrowing more money than you need can make the loan more.